/* ==========================================================================
   FinVeda Master Minds - Premium Compliance & Policy Pages Stylesheet
   Applicable for: Refunds & Cancellation, Terms & Conditions, Privacy Policy,
   Account Deletion, and Global FAQ
   ========================================================================== */

:root {
  --fn-pol-primary: #059669;
  --fn-pol-primary-dark: #047857;
  --fn-pol-primary-light: #ecfdf5;
  --fn-pol-navy: #0f172a;
  --fn-pol-slate: #1e293b;
  --fn-pol-muted: #64748b;
  --fn-pol-border: #e2e8f0;
  --fn-pol-bg-subtle: #f8fafc;
  --fn-pol-card-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.06), 0 2px 6px -1px rgba(15, 23, 42, 0.04);
  --fn-pol-accent-blue: #0284c7;
  --fn-pol-accent-blue-bg: #f0f9ff;
  --fn-pol-accent-amber: #d97706;
  --fn-pol-accent-amber-bg: #fffbeb;
}

/* Base Policy Page Container */
.fn-policy-page-wrapper {
  font-family: 'Plus Jakarta Sans', 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: #334155;
  background-color: #f8fafc;
  line-height: 1.75;
  font-size: 15px;
}

/* Hero Banner */
.fn-policy-hero {
  background: linear-gradient(135deg, #0b1329 0%, #0f172a 50%, #1e293b 100%);
  color: #ffffff;
  padding: 55px 0 45px;
  position: relative;
  overflow: hidden;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.fn-policy-hero::before {
  content: '';
  position: absolute;
  top: -50%;
  left: -20%;
  width: 140%;
  height: 200%;
  background: radial-gradient(circle at 70% 30%, rgba(5, 150, 105, 0.15) 0%, transparent 60%);
  pointer-events: none;
}

.fn-policy-hero .fn-hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  padding: 6px 14px;
  border-radius: 9999px;
  font-size: 13px;
  font-weight: 600;
  color: #34d399;
  margin-bottom: 16px;
  backdrop-filter: blur(8px);
}

.fn-policy-hero h1 {
  font-size: 36px;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 12px;
  letter-spacing: -0.5px;
  line-height: 1.25;
}

.fn-policy-hero .fn-hero-desc {
  font-size: 16px;
  color: #cbd5e1;
  max-width: 700px;
  margin-bottom: 20px;
  line-height: 1.6;
}

.fn-policy-meta-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  font-size: 13px;
  color: #94a3b8;
  padding-top: 14px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.fn-policy-meta-bar span {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.fn-policy-meta-bar span i {
  color: #34d399;
}

/* Compliance Badges Strip */
.fn-compliance-strip {
  background: #ffffff;
  border-bottom: 1px solid var(--fn-pol-border);
  padding: 16px 0;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.02);
}

.fn-compliance-items {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}

.fn-comp-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  font-weight: 600;
  color: #475569;
}

.fn-comp-item i {
  font-size: 18px;
  color: var(--fn-pol-primary);
}

/* Main Layout */
.fn-policy-body-wrap {
  padding: 45px 0 70px;
}

/* Sticky Navigation Sidebar */
.fn-policy-sidebar {
  position: -webkit-sticky;
  position: sticky;
  top: 90px;
  background: #ffffff;
  border: 1px solid var(--fn-pol-border);
  border-radius: 12px;
  padding: 22px;
  box-shadow: var(--fn-pol-card-shadow);
  margin-bottom: 30px;
}

.fn-sidebar-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--fn-pol-navy);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 16px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--fn-pol-border);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.fn-sidebar-links {
  list-style: none;
  padding: 0;
  margin: 0;
}

.fn-sidebar-links li {
  margin-bottom: 8px;
}

.fn-sidebar-links a {
  display: block;
  font-size: 13.5px;
  color: #64748b;
  text-decoration: none;
  padding: 7px 12px;
  border-radius: 6px;
  transition: all 0.2s ease;
  font-weight: 500;
  line-height: 1.4;
}

.fn-sidebar-links a:hover,
.fn-sidebar-links a.active {
  color: var(--fn-pol-primary);
  background: var(--fn-pol-primary-light);
  font-weight: 600;
  padding-left: 15px;
}

.fn-sidebar-cta {
  margin-top: 20px;
  padding-top: 18px;
  border-top: 1px solid var(--fn-pol-border);
}

.fn-sidebar-cta .btn {
  width: 100%;
  font-size: 13px;
  font-weight: 700;
  padding: 10px 14px;
  border-radius: 8px;
  text-align: center;
}

/* Main Content Card */
.fn-policy-content-card {
  background: #ffffff;
  border: 1px solid var(--fn-pol-border);
  border-radius: 14px;
  padding: 36px 40px;
  box-shadow: var(--fn-pol-card-shadow);
  color: #334155;
}

.fn-policy-section {
  margin-bottom: 40px;
  padding-bottom: 30px;
  border-bottom: 1px solid #f1f5f9;
  scroll-margin-top: 100px;
}

.fn-policy-section:last-child {
  margin-bottom: 0;
  padding-bottom: 0;
  border-bottom: none;
}

.fn-policy-section h2 {
  font-size: 22px;
  font-weight: 800;
  color: var(--fn-pol-navy);
  margin-top: 0;
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 12px;
  letter-spacing: -0.3px;
}

.fn-policy-section h2 .section-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  background: var(--fn-pol-primary-light);
  color: var(--fn-pol-primary);
  border-radius: 8px;
  font-size: 14px;
  font-weight: 700;
}

.fn-policy-section h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--fn-pol-slate);
  margin-top: 22px;
  margin-bottom: 10px;
}

.fn-policy-section p {
  margin-bottom: 14px;
  color: #475569;
}

.fn-policy-section ul,
.fn-policy-section ol {
  padding-left: 22px;
  margin-bottom: 18px;
}

.fn-policy-section li {
  margin-bottom: 8px;
  color: #475569;
}

.fn-policy-section strong {
  color: var(--fn-pol-navy);
}

/* Alert / Highlight Boxes */
.fn-alert-box {
  padding: 18px 20px;
  border-radius: 10px;
  margin: 20px 0;
  font-size: 14px;
  line-height: 1.6;
}

.fn-alert-box.info {
  background: var(--fn-pol-accent-blue-bg);
  border-left: 4px solid var(--fn-pol-accent-blue);
  color: #0369a1;
}

.fn-alert-box.success {
  background: var(--fn-pol-primary-light);
  border-left: 4px solid var(--fn-pol-primary);
  color: #065f46;
}

.fn-alert-box.warning {
  background: var(--fn-pol-accent-amber-bg);
  border-left: 4px solid var(--fn-pol-accent-amber);
  color: #92400e;
}

.fn-alert-box.danger {
  background: #fef2f2;
  border-left: 4px solid #ef4444;
  color: #991b1b;
}

.fn-alert-title {
  font-weight: 700;
  margin-bottom: 6px;
  display: flex;
  align-items: center;
  gap: 8px;
}

/* Clean Data Tables */
.fn-policy-table-wrap {
  overflow-x: auto;
  margin: 20px 0;
  border: 1px solid var(--fn-pol-border);
  border-radius: 10px;
}

.fn-policy-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13.5px;
  text-align: left;
}

.fn-policy-table th {
  background: #f8fafc;
  color: var(--fn-pol-navy);
  font-weight: 700;
  padding: 12px 16px;
  border-bottom: 1px solid var(--fn-pol-border);
}

.fn-policy-table td {
  padding: 12px 16px;
  border-bottom: 1px solid #f1f5f9;
  color: #475569;
}

.fn-policy-table tr:last-child td {
  border-bottom: none;
}

.fn-policy-table tr:hover td {
  background-color: #fafbfc;
}

/* Official Merchant Info Card */
.fn-merchant-entity-card {
  background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%);
  color: #ffffff;
  border-radius: 12px;
  padding: 24px 28px;
  margin: 30px 0;
  box-shadow: 0 10px 25px -5px rgba(15, 23, 42, 0.2);
}

.fn-merchant-entity-card h4 {
  color: #34d399;
  font-size: 17px;
  font-weight: 700;
  margin-top: 0;
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.fn-merchant-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  font-size: 13.5px;
}

.fn-merchant-col .lbl {
  color: #94a3b8;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  display: block;
  margin-bottom: 2px;
}

.fn-merchant-col .val {
  color: #f8fafc;
  font-weight: 600;
}

.fn-merchant-col .val a {
  color: #38bdf8;
  text-decoration: none;
}

.fn-merchant-col .val a:hover {
  text-decoration: underline;
}

/* Payment Gateway Verified Logos Strip */
.fn-gateway-trust-box {
  background: #f8fafc;
  border: 1px solid var(--fn-pol-border);
  border-radius: 10px;
  padding: 20px;
  margin: 25px 0;
  text-align: center;
}

.fn-gateway-trust-title {
  font-size: 13px;
  font-weight: 700;
  color: #64748b;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 14px;
}

.fn-gateway-badges-list {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 16px;
}

.fn-gateway-badge {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  padding: 8px 16px;
  border-radius: 8px;
  font-size: 13px;
  font-weight: 600;
  color: #334155;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  box-shadow: 0 1px 3px rgba(0,0,0,0.04);
}

.fn-gateway-badge i {
  color: var(--fn-pol-primary);
}

/* FAQ Accordion Styling */
.fn-faq-category-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 25px;
}

.fn-faq-tab-btn {
  background: #ffffff;
  border: 1px solid var(--fn-pol-border);
  padding: 8px 16px;
  border-radius: 8px;
  font-size: 13.5px;
  font-weight: 600;
  color: #475569;
  cursor: pointer;
  transition: all 0.2s;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.fn-faq-tab-btn:hover,
.fn-faq-tab-btn.active {
  background: var(--fn-pol-primary);
  border-color: var(--fn-pol-primary);
  color: #ffffff;
}

.fn-faq-card {
  background: #ffffff;
  border: 1px solid var(--fn-pol-border);
  border-radius: 10px;
  margin-bottom: 12px;
  overflow: hidden;
  transition: all 0.2s;
}

.fn-faq-card:hover {
  border-color: #cbd5e1;
}

.fn-faq-card.active {
  border-color: var(--fn-pol-primary);
  box-shadow: 0 4px 15px -2px rgba(5, 150, 105, 0.1);
}

.fn-faq-header {
  padding: 16px 20px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  user-select: none;
}

.fn-faq-header h3 {
  font-size: 15.5px;
  font-weight: 700;
  color: var(--fn-pol-navy);
  margin: 0;
  line-height: 1.4;
}

.fn-faq-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: #f1f5f9;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #64748b;
  flex-shrink: 0;
  transition: transform 0.2s;
}

.fn-faq-card.active .fn-faq-icon {
  background: var(--fn-pol-primary-light);
  color: var(--fn-pol-primary);
  transform: rotate(180deg);
}

.fn-faq-body {
  display: none;
  padding: 0 20px 18px;
  color: #475569;
  font-size: 14.5px;
  line-height: 1.65;
  border-top: 1px solid #f1f5f9;
  margin-top: 4px;
  padding-top: 14px;
}

.fn-faq-body p:last-child {
  margin-bottom: 0;
}

/* Responsive Rules */
@media (max-width: 991px) {
  .fn-policy-content-card {
    padding: 25px 20px;
  }
  .fn-merchant-grid {
    grid-template-columns: 1fr;
  }
  .fn-policy-hero h1 {
    font-size: 28px;
  }
  .fn-compliance-items {
    justify-content: center;
  }
}